Carmuelita Washington Your Expert Financial Advisor
Compassionate guidance for life and health coverage.
Expertise in life and health insurance solutions.
Annuities for secure financial planning.
Small and Large business ICHRA for tailored benefits.
About Carmuelita Washington
Carmuelita partners with individuals and businesses to deliver tailored insurance solutions, helping families feel secure and employers strengthen their teams — always with compassion and professionalism.
10+ Years of
Dedicated
Trusted by Many
Compassionate Service
Our Services
Comprehensive coverage solutions for individuals, families, and small businesses.
Life & Health
We provide tailored insurance plans designed to protect both your health and your financial future. With access to a wide range of carriers and options, we help individuals, families, and businesses choose coverage that fits their unique needs. Whether it’s life insurance to safeguard your loved ones, health insurance to ensure access to quality care, or supplemental benefits like disability, dental, vision, accident, hospital indemnity, or critical illness, our goal is to simplify the process and give you peace of mind. Every recommendation is guided by compassion, professionalism, and expertise — ensuring you make confident decisions today that prepare you for tomorrow.
Business ICHRA
An ICHRA allows employers to reimburse employees for individual health insurance premiums and other qualified medical expenses, rather than offering a traditional group health plan. This solution helps employers satisfy Affordable Care Act (ACA) requirements while giving employees the freedom to choose the coverage that best fits their needs. Reimbursements are provided on a tax-free basis, creating a cost-effective, flexible, and personalized approach to employee health benefits. With an ICHRA, businesses can control costs, stay compliant, and provide real value to their teams.
Stay Informed
Get insights on health and life coverage.
Customer Reviews
Hear from our satisfied clients about their experiences.
Carmuelita provided exceptional guidance in choosing my health coverage. Her expertise and compassion made the process easy and stress-free.
Jessica L.
Atlanta
I appreciate Carmuelita's dedication to educating me about my insurance options. Her professionalism and care truly set her apart in the industry.
Mark T.
Savannah